YES. We are committed to meeting client requirements in a mutually fair and satisfactory manner. Through our subsidiaries, we aim to provide clients/consumers with superior quality products and services at a reasonable price. 

Under our Code of Conduct and Business Ethics, our directors, officers and employees are mandated to:

• Treat customers and other stakeholders with respect, integrity and professionalism at all times;

• Deal with customers, suppliers, business partners, creditors and government representatives in a fair and reasonable manner; and

• Refer complaints of unfair, deceptive and fraudulent business practices of subsidiaries and affiliates to the Chief Compliance Officer.